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The Humble Penny
United Kingdom
Приєднався 10 лип 2017
Sunday Times Bestselling Authors of Financial Joy 📕. We help you create a balance of Wealth and Well-being so you can achieve financial freedom filled with the small experiences that bring you joy 💛.
👉🏾 We've written this book from our lived experiences of achieving Financial Independence aged 34 including Mortgage Free in 7 years as a family with 2 children, despite starting life as first-generation immigrants with no money.
"Financial Joy" is published by Quercus + Hachette UK
👉🏾 Order here: geni.us/financialjoy on Amazon, Waterstone's, Audible and other retailers.
In a world of uncertainty about the future and the cost of living crisis, many people need to know how to build wealth for the future, whilst also enjoying their lives and prioritising their well-being 😀
Financial joy is for everybody and it is accessible to you now, not later.
Start today to grow your money and create a life you love ❤️
Ken & Mary Okoroafor
👉🏾 We've written this book from our lived experiences of achieving Financial Independence aged 34 including Mortgage Free in 7 years as a family with 2 children, despite starting life as first-generation immigrants with no money.
"Financial Joy" is published by Quercus + Hachette UK
👉🏾 Order here: geni.us/financialjoy on Amazon, Waterstone's, Audible and other retailers.
In a world of uncertainty about the future and the cost of living crisis, many people need to know how to build wealth for the future, whilst also enjoying their lives and prioritising their well-being 😀
Financial joy is for everybody and it is accessible to you now, not later.
Start today to grow your money and create a life you love ❤️
Ken & Mary Okoroafor
I Invested £50k in a Business but It's LOSING Money. Should I Quit?
Mark invested £50k in a Business but It's LOSING Money. Should he Quit? Welcome to The Humble Penny Show. Want to phone in? Call us on (+44) 07362590242 (Mondays ONLY from 1pm to 2pm BST). We don't offer Financial Advice!!! One Call Per Person ONLY. For in-depth coaching with us, join Financial Joy Academy financialjoyacademy.com 😀
👉🏽Order our Sunday Times Bestselling Book, Financial Joy: geni.us/financialjoy
👉🏽Visit The Humble Penny Shop - shop.thehumblepenny.com/collections/all
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★★ OTHER WAYS TO WORK WITH US ★★
BOOK 121 COACHING: checkout.financialjoyacademy.com/power-hour/
BOOK Financial Freedom Coaching - checkout.financialjoyacademy.com/financial-freedom
Gain investing confidence in only 12 days - thehumblepenny.com/SSI
Other ways to work with us - thehumblepenny.com/coaching
★★ ABOUT THIS VIDEO ★★
We were speakers at the Money Matters festival by Vestpod and this was filmed at Koko in London.
★★ SUBSCRIBE TO OUR CHANNEL HERE ★★
ua-cam.com/users/thehumblepenny
★★ POPULAR VIDEOS ★★
I Wish I Knew THIS About INVESTING MONEY When I Was 20 - ua-cam.com/video/C9c4TCAe1SE/v-deo.html
5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - ua-cam.com/video/rTdLWdPS3LM/v-deo.html
9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - ua-cam.com/video/X_FA1nU3dmM/v-deo.html
9 BEST Passive Income Ideas for £1000 per month (In 2024) - ua-cam.com/video/qwn_Gc46ahE/v-deo.html
5 Breakthrough Passive Income Ideas - ua-cam.com/video/FJUKYuo6Oyw/v-deo.html
7 Things No One Tells You About Passive Income - ua-cam.com/video/6Mw0yncGj5Y/v-deo.html
21 Passive Income Ideas For A Freedom Lifestyle - ua-cam.com/video/TIOBlUDtHsc/v-deo.html
14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - ua-cam.com/video/brAvEZCl0ys/v-deo.html
How To Invest £1000 (9 Best Ways to Invest) - ua-cam.com/video/0jRQk8Xkvxg/v-deo.html
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - amzn.to/2zcz1K0
Canon 5D Mark II Camera - amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - amzn.to/2lF6Sr9
Manfrotto Tripod - amzn.to/2YC3Sto
Apple iMac 2019 - amzn.to/2lEXNyz
Rode Microphone - amzn.to/2lFs0O2
★★ ABOUT US ★★
KEN:
I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger, UA-camr, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
★★ WANNA CONNECT? ★★
Blog - thehumblepenny.com
Insta - thehumblepenny
Pinterest- www.pinterest.co.uk/thehumblepenny
Twitter - thehumblepenny
Facebook - thehumblepenny/
★★ BUILD WEALTH ★★
Visit our online school at Financial Joy Academy for all our wealth building Action Plans:
www.financialjoyacademy.com/
Massive thanks for watching and following our channel :) ♥
TIME STAMPS:
Best, Ken and Mary
#sidehustle #startingasmallbusiness #business
★★ WHAT THIS VIDEO IS ABOUT★★
I Invested £50k in a Business but It's LOSING Money. Should I Quit?
👉🏽Order our Sunday Times Bestselling Book, Financial Joy: geni.us/financialjoy
👉🏽Visit The Humble Penny Shop - shop.thehumblepenny.com/collections/all
------------------------------------------------------------------------------------------------------------------------
★★ OTHER WAYS TO WORK WITH US ★★
BOOK 121 COACHING: checkout.financialjoyacademy.com/power-hour/
BOOK Financial Freedom Coaching - checkout.financialjoyacademy.com/financial-freedom
Gain investing confidence in only 12 days - thehumblepenny.com/SSI
Other ways to work with us - thehumblepenny.com/coaching
★★ ABOUT THIS VIDEO ★★
We were speakers at the Money Matters festival by Vestpod and this was filmed at Koko in London.
★★ SUBSCRIBE TO OUR CHANNEL HERE ★★
ua-cam.com/users/thehumblepenny
★★ POPULAR VIDEOS ★★
I Wish I Knew THIS About INVESTING MONEY When I Was 20 - ua-cam.com/video/C9c4TCAe1SE/v-deo.html
5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2024 EDITION] - ua-cam.com/video/rTdLWdPS3LM/v-deo.html
9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - ua-cam.com/video/X_FA1nU3dmM/v-deo.html
9 BEST Passive Income Ideas for £1000 per month (In 2024) - ua-cam.com/video/qwn_Gc46ahE/v-deo.html
5 Breakthrough Passive Income Ideas - ua-cam.com/video/FJUKYuo6Oyw/v-deo.html
7 Things No One Tells You About Passive Income - ua-cam.com/video/6Mw0yncGj5Y/v-deo.html
21 Passive Income Ideas For A Freedom Lifestyle - ua-cam.com/video/TIOBlUDtHsc/v-deo.html
14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money - ua-cam.com/video/brAvEZCl0ys/v-deo.html
How To Invest £1000 (9 Best Ways to Invest) - ua-cam.com/video/0jRQk8Xkvxg/v-deo.html
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - amzn.to/2zcz1K0
Canon 5D Mark II Camera - amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - amzn.to/2lF6Sr9
Manfrotto Tripod - amzn.to/2YC3Sto
Apple iMac 2019 - amzn.to/2lEXNyz
Rode Microphone - amzn.to/2lFs0O2
★★ ABOUT US ★★
KEN:
I'm married to Mary (the other half of The Humble Penny) and I'm a proud dad.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger, UA-camr, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent at age 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
★★ WANNA CONNECT? ★★
Blog - thehumblepenny.com
Insta - thehumblepenny
Pinterest- www.pinterest.co.uk/thehumblepenny
Twitter - thehumblepenny
Facebook - thehumblepenny/
★★ BUILD WEALTH ★★
Visit our online school at Financial Joy Academy for all our wealth building Action Plans:
www.financialjoyacademy.com/
Massive thanks for watching and following our channel :) ♥
TIME STAMPS:
Best, Ken and Mary
#sidehustle #startingasmallbusiness #business
★★ WHAT THIS VIDEO IS ABOUT★★
I Invested £50k in a Business but It's LOSING Money. Should I Quit?
Переглядів: 1 070
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I agree, but in what ways should you invest in yourself?
very useful content. thank you
Thanks! Do share with others
Probably your best video 😊
A man wont do anything till he has to. Then When he has to, he will do anything
Pls equities means?
Stocks
@@TheHumblePenny Thank you
This video has really shifted my mindset for the coming week. Thank you Ken, God bless you continually 🙏🏾
God bless you too! Keep going 💪🏾. Please share this video with others
I love how authentic you guys are.
Thank you 😊. Please share this with others
Really like your informative content, presenting style. Will be purchasing your book soon.. regards from Sri Lanka/London
Much appreciated 🙏🏾
Sp500 is a smart move for the long term.
Thank you :)
*"Your problem isn't the problem. Your reaction is the problem."* _
State pension can be cancelled and let people save money themselves for their retirement from their salaries
Congratulations, I know you are still going more Higher in Jesus name, so happy for you🎉🎉🎉
Amen!
I won't sell just yet. I would expand to other non vegan options, research the market, and see where the opportunities lie. Register with Uber Eat and others, and look at expanding the geographical reach of the biz. I believe you can make a success out of that biz bro. You can do it!
Good suggestion. However, he's super pro vegan living.
What I definitely would not do is take any more money out of my investments and savings. Cut your losses and try and get some training in how to get a small business off the ground. Maybe find someone who can mentor you one day a week for free? 🤷🏽♀️ Tough one. 😢
Good suggestion. Or get a paid business coach of you want them to commit real time to you and your business.
Can i include my 401k? If i include 401K then i just hit 100k but if i exclude my 401K then it would be 80K in two platform investments and a little cash . Please let me know if i can count 401k too
Most ppl eat meat. The vegan thing is too niche. Especially in the uk. Where meat is a staple part of the dish.
Veganism is a niche market… add some meat to your menu!
The vegan business model is very niche, unfortunately, in a village location there simply may not be the customer base to sustain the business.
What would you guys do in his shoes? comment below
It’s better to fail fast and move on
Sell the business, take it as a lost, go back to your job.
Thanks for sharing. Let's see what others think :)
You make me believe 'it is possible'!!! This is so good. Your book is so good. Congratulations, and well done to you and Mary again. You so deserve this. ❤
It is possible 100% 😊💪🏾💪🏾
If you haven't already, we'd appreciate you writing us a review on Amazon and Good Reads. Tell people what you specifically love about the Financial Joy book and include a photo of the book if you can :)
Amazing and well deserved
Thank you 😊
What if the business wil be done online can you register it and if you wil be doing it on your own
Yes you can. Our business is online too
Well done...
thanks :)
I would of loved to attend 😊
It was amazing 👏🏾. Do you work there? Or another company?
🟢 Order your copy of Financial Joy 📕 here: geni.us/financialjoy . Available on Amazon, Waterstone's, Audible, etc.
A word is enough for the wise❤
💯
Very true brother
Yup
Internal investment and external investment are vital.. I just got to figure out what can I learn next move into... I haven't figured that out.. Yet
This is key! If you need coaching to do this and actually take action, join us at Financial Joy Academy FinancialJoyAcademy.com
That's just bonkers! It's more about impressing other people when that amount of money is being spent on one day. Fair enough if the couple or their family are loaded but if that's not you, why put yourself under financial strain for years to come?!
Yup!
So true the best investment is in yourself so you can make strategic, informed decisions ❤
Yup!!
1
love the love you have for each other ADMIRABLE
❤️❤️
Hi Ken, helpful video! I’m currently sole trader hoping to go LTD. Do LtDs pay tax on accounts on personal tax? Ie the 50% In advance. Or is it one payment per year for liability? Such a hindrance on cash flow! Much appreciated your reply.
Interesting point about writing life assurance\insurance into trusts. What real benefit should this add?
Keeps any payout outside of your estate for inheritance tax purposes.
I stopped bashing individuals against their decisions to love from a distance with parents, siblings or extended family alike. Whatever the situation with her son, I pray he forgives himself first then his mom and move towards dialogue. She may be oblivious of her offence. Talk it out. Mothers are not infallible. They make mistakes as do we.
Budgeting is underrated but it is very important, and sticking with your budget is even more important.
💯
Great video, Ken! so much detail in here! 🙌
😊🙏🏾🙏🏾❤️❤️
My situation is not typical as I had to take medical retirement after a life changing accident, but I had a public sector pension that I had never really thought about, never expected that I would get anything back from it as my granddad died at 65 and my nana got nothing so I had quite a poor impression of pensions, but mine came through for me. I got a lump sum to pay off my mortgage and a low but secure income for the rest of my life. I bet there are many people like I was who actually have some kind of workplace scheme that they may not be aware of. It can be a real blessing when you need it most to find out that you do.
Where can I watch the full video😊
ua-cam.com/video/DmdYWehpb5Q/v-deo.htmlsi=YlAgsRbbjPvNHSYH
You two are just amazing! I really appreciate your content and I have learned so much from you 🙏🏾
Awesome! Thank you!
The Humble Penny, amazing content keep it up
👊🏾